A Free 45-Minute Educational Webinar for Texas Renters Who Want to Become Homeowners

For years, you've been told you need a 20% down payment and a perfect credit score to buy a home. That's no longer true. In this free, no-pressure educational event, we'll give you the complete roadmap to buying your first home in Texas—even if you think you can't afford it.
Learn how to buy a home with as little as 3.5% down.
Find hidden state and local programs that can give you thousands for your down payment.
Understand what lenders are really looking for and how to improve your credit score, fast.
Leave with a clear, actionable checklist to guide you from renter to homeowner.
The true cost of renting vs. the wealth-building power of owning in today's Texas market.
How to bust the 5 biggest myths that keep people renting for years longer than they need to.
A simple, 7-step roadmap that takes the overwhelm out of the homebuying process.
The real credit scores and income you need to qualify for a mortgage (it's less than you think!).
How to find and qualify for Texas-specific down payment assistance programs that can cover up to 100% of your down payment.
The top 3 costly mistakes first-time buyers make and how to easily avoid them.
How to assemble your 'dream team' of a REALTOR®, lender, and inspector who will protect your interests.
Understanding the process makes it less overwhelming. Here's a simplified roadmap we'll cover in detail during the webinar.
Know your budget before you shop. A lender reviews your finances and tells you how much home you can afford.
Work with a REALTOR® to tour homes that match your needs, budget, and preferred neighborhoods.
Submit a competitive offer with your agent's guidance. Negotiate terms, price, and contingencies.
A professional inspector checks the home's condition. The lender orders an appraisal to confirm value.
Sign the final paperwork, pay closing costs, and receive the keys to your new home. Congratulations!
Want to learn the details of each step? Join our free webinar!
Learn from experienced Texas real estate professionals dedicated to helping first-time buyers succeed.

Broker - Circle4 Realty
As a seasoned real estate professional with over a decade of experience, Darrell is dedicated to empowering first-time home buyers. His approach focuses on clear communication, thorough education, and personalized guidance through every step of the homeownership journey.
Experience
11+ Years | 400+ Transactions

Realtor - Circle4 Realty
Melanie specializes in assisting first-time home buyers navigate the exciting journey to homeownership. With a passion for education and personalized service, she helps clients make confident, informed decisions every step of the way.
Specialization
First-Time Home Buyers | Texas Real Estate
The webinar is live, online, and 100% free. A recording will be sent to all registrants.
Get answers to the most common questions first-time homebuyers ask before the webinar.
FAQ Video Coming Soon
We're preparing helpful answers to your top questions
No problem! Register anyway, and we will send a full replay of the webinar to your email address within 24 hours.
Yes, it is 100% free. There is no catch. Our goal is to provide valuable education to our community. We hope that when you are ready to buy, you'll consider working with us, but there is absolutely no obligation.
Not at all. You can watch the webinar, listen, and learn anonymously. You can ask questions via the text-based Q&A chat box if you choose to.
Just a computer or smartphone with an internet connection. We recommend having a notepad ready to take notes!
Yes. While many of the concepts are universal, we will be focusing on Texas-specific laws, markets, and down payment assistance programs to give you the most relevant information possible.
Know someone who's ready to buy their first home? Share this free webinar with them!